Important Risk Information & Disclaimers
Effective date: May 29th, 2025
General Investment Risk
Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested.
Pensions
A pension is a long-term investment not normally accessible until age 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Past performance is not a reliable indicator of future performance.
The tax implications of pension withdrawals will be based on your individual circumstances. Thresholds, percentage rates, and tax legislation may change in subsequent Finance Acts.
Tax and Estate Planning
Tax treatment depends on individual circumstances and may be subject to change in the future. For guidance, seek professional advice.
The Financial Conduct Authority does not regulate estate planning, tax planning, or Will writing.